Costs

Due to the COVID-19 outbreak, the annual long-term care home Elder co-payment rate increase was deferred to October 1, 2022. Consistent with prior years, an inflationary increase of 2.5% will be applied to the co-payment for basic and preferred accommodation in Long-Term Care (LTC) Homes.

Basic Accommodation Rates

On October 1, 2022, the co-payment that Elders pay for basic accommodation in Long-Term Care (LTC) homes will increase by $1.55 per day from $62.18 per day to $63.73 per day, consistent with recent inflationary increases. This will help cover the rising costs of meals and accommodation.

Preferred Accommodation Rates

The maximum charges will also be increasing for Elders admitted to newer preferred accommodation beds on or after October 1, 2022. The premium charged for semi-private accommodation will increase by $0.32 from $12.78 to $13.10 per day, and the premium for private accommodation will increase by $0.67 from $26.64 to $27.31 per day.

The table below provides the new rates that will apply as of October 1, 2022 to all types of accommodation based on a Elders’ date of admission to the bed.

If you have requested a transfer from your current accommodation into a preferred accommodation bed, please call the LTC home administrator to confirm the rate that you will be required to pay. Preferred rates for semi-private and private accommodation in your current LTC home or in another LTC home may be different if you are offered a bed on or after October 1, 2022.

If you are currently paying less than $63.73 per day because you are receiving a reduction in the basic co-payment, known as a “Rate Reduction,” you should not be affected because your co-payment amount is determined based on what you can afford. However, if you did not qualify for a rate reduction during the 2022-23 Rate Reduction cycle (which began on July 1, 2022, and ends on June 30, 2023) due to your income being slightly too high, you may reapply as of October 1, 2022 to see if you now qualify. All Elders receiving a rate reduction should re-apply for a reduction in the basic co-payment rate for the 2023-24 cycle, beginning on July 1, 2023. Staff at your LTC home will provide you with the application form and will help you to submit your application to the Ministry of Long-Term Care.

For more information on co-payment rates or the changes to the rate reduction application process, please speak with your home’s Administrator. Should you have any additional questions, please contact: LTC.RateReduction@ontario.ca.